Combined Bank Officer (IT) Exam 3 January 2026 — Question Solution | সমন্বিত ব্যাংক (ব্যাংকার্স সিলেকশন কমিটি) অফিসার (আইটি) নিয়োগ পরীক্ষা ২০২৬ — প্রশ্ন সমাধান
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About this exam paper · প্রশ্নপত্র পরিচিতি
The Combined Bank Officer (IT) exam was held on 3 January 2026, conducted by BIBM. The paper had 116 questions (98 MCQ and 18 written). The subjects asked most were Networking (18), Cyber Security (12) and English (11). This page lists every question, with 7 answered and explained; the rest of the answers open with a free ARBS Academy account, where the paper can also be practised as a timed test.
সমন্বিত ব্যাংক (ব্যাংকার্স সিলেকশন কমিটি) অফিসার (আইটি) নিয়োগ পরীক্ষার (২০২৬) এই প্রশ্নপত্রে ১১৬টি প্রশ্ন ছিল, বেশিরভাগ নেটওয়ার্কিং ও সাইবার নিরাপত্তা থেকে। এখানে ৭টি প্রশ্নের ব্যাখ্যাসহ উত্তর দেওয়া আছে; বাকিগুলো ফ্রি অ্যাকাউন্টে খোলে।
- Organisation
- Combined Bank
- Post
- Officer (IT)
- Exam date
- 3 January 2026
- Conducted by
- BIBM
- Questions
- 116 (98 MCQ, 18 written)
- Exam guide
- Bank IT jobs · ব্যাংকের আইটি চাকরি
- Networking · নেটওয়ার্কিং 18
- Cyber Security · সাইবার নিরাপত্তা 12
- English · ইংরেজি 11
- General Knowledge · সাধারণ জ্ঞান 11
- Mathematics · গণিত 10
- Bangla · বাংলা 8
- Operating Systems · অপারেটিং সিস্টেম 8
- Software Engineering · সফটওয়্যার ইঞ্জিনিয়ারিং 6
- Cloud & Emerging Tech · ক্লাউড ও উদীয়মান প্রযুক্তি 5
- Database · ডেটাবেজ 5
- Programming · প্রোগ্রামিং 5
- Computer Architecture · কম্পিউটার আর্কিটেকচার 4
- Digital Logic · ডিজিটাল লজিক 4
- Data Structures · ডেটা স্ট্রাকচার 3
- Web Technology · ওয়েব টেকনোলজি 2
- Algorithms · অ্যালগরিদম 1
- Bangla Writing · বাংলা লিখন 1
- English Writing · ইংরেজি লিখন 1
- General ICT · সাধারণ আইসিটি 1
OOP stands for:
- a)Object Oriented Programming
- b)Open Office Protocol
- c)Object Operating Program
- d)Output Oriented Process
Which attack floods a system with traffic?
- a)Phishing
- b)DOS
- c)Spoofing
- d)Sniffing
HTTPS is more secure than HTTP because it uses:
- a)IP
- b)Encryption
- c)Cookies
- d)Proxy
Firewall is used to:
- a)Store data
- b)Monitor network traffic
- c)Compile programs
- d)Create backups
Which model is known as linear sequential model?
- a)Agile
- b)Spiral
- c)Waterfall
- d)V-Model
Cloud computing provides:
- a)Hardware only
- b)Software only
- c)On-demand resources
- d)Offline services
Which protocol is used for file transfer?
- a)SMTP
- b)FTP
- c)SNMP
- d)TELNET
IPv4 address size is:
- a)16-bit
- b)32-bit
- c)64-bit
- d)128-bit
Which layer is responsible for routing in OSI model?
- a)Network
- b)Transport
- c)Data Link
- d)Session
Which tool is used for version control?
- a)Git
- b)Jenkins
- c)Docker
- d)Maven
Sign up free to see the answers and explanations to questions 1–10 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
Which storage has fastest access speed?
- a)HDD
- b)SSD
- c)DVD
- d)Cache
Which component is often referred to as the "brain" of the computer?
- a)Hard Drive
- b)Central Processing Unit (CPU)
- c)RAM
- d)Power Supply Unit
What does "GUI" stand for in computing?
- a)Global User Interface
- b)Graphical User Interface
- c)General Utility Interface
- d)Graphical Unit Interconnection
Which protocol is primarily used for securely browsing the web?
- a)HTTP
- b)FTP
- c)HTTPS
- d)SMTP
Sign up free to see the answers and explanations to questions 11–14 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
A user reports the internet is down. You can Ping 8.8.8.8 but cannot browse "www.google.com". What is the most likely issue?
- a)The ISP gateway is down
- b)The DNS server is unreachable or misconfigured (correct answer)
- c)The network cable is unplugged
- d)The DHCP server is full
Answer and explanation
Correct answer: (b) The DNS server is unreachable or misconfigured
Work it out step by step:
- ping sends ICMP echo requests and checks IP-level connectivity, so a reply from 8.8.8.8 proves the cable, the IP settings, the gateway and the ISP path all work.
- Opening www.google.com first needs DNS to translate the name into an IP address.
- Only the name step fails, so the DNS server is unreachable or misconfigured.
Other options: (a) The ISP gateway is down — then the ping to 8.8.8.8 would fail too; (c) The network cable is unplugged — there would be no connectivity at all, so the ping would fail; (d) The DHCP server is full — DHCP hands out addresses, but this host already has a working one, as the ping proves.
Also know:
- 8.8.8.8 and 8.8.4.4 are the IPv4 addresses of Google Public DNS.
- nslookup shows information for diagnosing DNS infrastructure.
- ipconfig /flushdns clears the DNS client resolver cache during DNS troubleshooting.
Sources: ping – Microsoft Learn; DNS – MDN Web Docs Glossary; Get Started with Google Public DNS – Google for Developers; RFC 2131: Dynamic Host Configuration Protocol – IETF; nslookup – Microsoft Learn; ipconfig – Microsoft Learn
What is "Cloud Storage"?
- a)Storing data on your local hard drive
- b)Storing data on the internet servers managed by a provider
- c)Storing data on a CD-ROM
- d)Printing data on paper
Which concept ensures that a sender cannot deny having sent a message?
- a)Confidentiality
- b)Integrity
- c)Non-repudiation
- d)Availability
Which command in Linux is used to change the permissions of a file?
- a)chown
- b)chmod
- c)chgrp
- d)umask
Which command is used to display the IP configuration on a Windows host?
- a)ipconfig
- b)route print
- c)netstat
- d)tracert
Which of the following describes a "Phishing" attack?
- a)Scanning ports to find open services
- b)Sending fraudulent emails to trick users into revealing credentials
- c)Overloading a server with traffic
- d)Intercepting Wi-Fi signals from a parking lot
What is the result of the logic operation: (1 AND 0) OR (1 AND 1)?
- a)0
- b)1
- c)Null
- d)-1
Which of the following is a key principle of "Agile" project management?
- a)Detailed documentation is more important than working software
- b)Following a plan is more important than responding to change
- c)Iterative development and customer collaboration
- d)Contract negotiation is the primary goal
Which of the following effectively mitigates "Social Engineering" attacks?
- a)Installing a stronger firewall
- b)Regular security awareness training for employees
- c)Increasing the complexity of database passwords
- d)Upgrading the server RAM
What is the correct binary representation of the IP address 192.168.1.1?
- a)11000000.10101000.00000001.00000001
- b)10100000.10101000.00000001.00000001
- c)11000000.10001000.00000001.00000001
- d)11000000.10101000.00000011.00000001
What is the definition of "Throughput" in networking?
- a)The theoretical maximum speed of the medium
- b)The actual amount of data successfully transferred over a period
- c)The time it takes for a packet to travel to the destination
- d)The number of errors on the line
Sign up free to see the answers and explanations to questions 16–25 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
What is a "Logic Gate" that outputs 1 only if the inputs are different (e.g., 1 and 0)?
- a)AND
- b)OR
- c)XOR
- d)NAND
Which of the following is an Administrative Control?
- a)Security Guards
- b)User Training Program
- c)Smart Cards
- d)Encryption
Which port must be open to allow sending emails from a client to a server?
- a)25 or 587
- b)110
- c)143
- d)443
Which of the following is the most secure method for remote administration of a Linux server?
- a)Telnet using root account
- b)SSH using password authentication
- c)SSH using key-based authentication
- d)VNC without encryption
What describes a "Dictionary Attack"?
- a)Guessing passwords by trying every word in a pre-defined list
- b)Trying every possible combination of characters (Brute Force)
- c)Stealing the physical password notebook
- d)Asking the user for their password
Sign up free to see the answers and explanations to questions 26–30 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
What is the primary purpose of a "Demilitarized Zone" (DMZ)?
- a)To store the core database
- b)To host public-facing services (Web, Email) separate from the internal LAN (correct answer)
- c)To connect the CEO's computer to the internet
- d)To test viruses safely
Answer and explanation
Correct answer: (b) To host public-facing services (Web, Email) separate from the internal LAN
A DMZ is a perimeter network segment logically between the internal and external networks. It gives external, untrusted users restricted access to releasable information while shielding the internal networks from outside attacks (CNSSI 4009, via the NIST glossary). The NIST glossary adds that externally accessible systems needing some protection usually sit on DMZ networks; public web and mail servers, the examples in the option, are such systems, so outsiders never need direct access to the internal LAN.
Other options: (a) the core database holds sensitive data and belongs on the protected internal network, not the zone exposed to outsiders; (c) the CEO's computer is an internal workstation, not a public-facing service; (d) testing viruses needs an isolated lab, not a segment that faces the Internet.
Also know:
- Another name for a DMZ is a perimeter network.
- Traffic between the DMZ and other protected interfaces still passes through the firewall, so firewall policies can be applied to it.
- The DMZ enforces the internal network's security policy for information exchanged with the outside.
The data structure required to check whether an expression contains balanced parentheses is?
- a)Stack (correct answer)
- b)Queue
- c)Tree
- d)Array
Answer and explanation
Correct answer: (a) Stack
Brackets close in the reverse order of opening (last opened, first closed), which is exactly LIFO. Method: scan left to right; push each opening bracket; on a closing bracket pop the top and check it matches; at the end the stack must be empty.
- "{[()]}": push {, [, ( → ")" pops ( ✓ → "]" pops [ ✓ → "}" pops { ✓ → empty, so balanced.
- "(]": push ( → "]" pops ( ✗, so unbalanced.
Other options: (b) a queue is FIFO and would release the earliest opening bracket first, but the innermost one must close first; (c) a tree can represent a parsed expression but is not used for the matching check; (d) an array can store the characters, yet the matching still needs stack (LIFO) behaviour.
Also know:
- A stack's basic operations are push and pop; top and isEmpty are often provided too.
- A queue is FIFO: only the earliest added item may be accessed.
- Dijkstra's two-stack algorithm evaluates fully parenthesized arithmetic expressions.
Sources: stack – NIST Dictionary of Algorithms and Data Structures; queue – NIST Dictionary of Algorithms and Data Structures; Algorithms 4e, 1.3 Bags, Queues, and Stacks – Princeton University
What data structure often results in a time-space tradeoff by using extra memory to speed up operations?
- a)Arrays
- b)Hash tables
- c)Stacks
- d)Queues
Which dynamic programming approach starts solving from the smallest subproblems?
- a)Greedy approach
- b)Recursive approach
- c)Top-down approach
- d)Bottom-up approach
Which of the following services uses TCP?
- a)DHCP
- b)SMTP
- c)CSMA
- d)DNS
Which standard TCP port is assigned for contacting SSH servers?
- a)21
- b)22
- c)23
- d)24
The memory that is allocated for any object is ________.
- a)Cache
- b)HDD
- c)ROM
- d)RAM
What does ACID stand for in database transactions?
- a)All Columns in Database
- b)Atomicity, Consistency, Isolation, Durability
- c)Automated Commit in Database
- d)Association of Conditions in Data
Which neural network architecture is the foundation of most modern LLMs?
- a)Bayesian Network
- b)Convolutional Neural Network (CNN)
- c)Transformer
- d)Autoencoder
If a process fails, most operating systems write the error information to a ________.
- a)new file
- b)another running process
- c)log file
- d)database
Which data structure is generally used for implementing recursion?
- a)Stack
- b)Queue
- c)List
- d)Array
What does CSS stand for?
- a)Computer Style Sheets
- b)Creative Style Sheets
- c)Cascading Style Sheets
- d)Colorful Style Sheets
Sign up free to see the answers and explanations to questions 33–42 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
Which type of memory retains its contents even when the power is turned off?
- a)RAM
- b)ROM
- c)Cache Memory
- d)Register
After groups have been established, SQL applies predicates in which clause, allowing aggregate functions to be used?
- a)Having
- b)Where
- c)With
- d)Select
An administrator is troubleshooting network connectivity and wants to view the path packets take from workstation A to server 1. Which command-line tool is MOST appropriate?
- a)traceroute
- b)dig
- c)ping
- d)route
Wrapping data and its related functionality into a single entity is known as:
- a)Abstraction
- b)Encapsulation
- c)Polymorphism
- d)Modularity
Sign up free to see the answers and explanations to questions 43–46 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
In the Model-View-Controller (MVC) architecture used in web applications, which component handles HTTP requests such as GET and POST?
- a)Model
- b)View
- c)Controller (correct answer)
- d)Both Model and View
Answer and explanation
Correct answer: (c) Controller
In MVC, user requests are routed to a controller. Microsoft's ASP.NET Core documentation says the controller handles and responds to user input, works with the model and then selects a view to render; its action methods are what handle each request (GET, POST and so on).
Other options: (a) Model — holds the application's state and business logic, not the incoming request; (b) View — only presents content through the user interface; (d) Both Model and View — neither one receives HTTP requests; that is the controller's job.
Also know:
- MVC separates data (Model), display (View) and control logic (Controller), a separation of concerns.
- Requests are mapped to controller actions through routing.
- MVVM and MVP are other patterns based on MVC.
Sources: Overview of ASP.NET Core MVC – Microsoft Learn; Handle requests with controllers in ASP.NET Core MVC – Microsoft Learn; MVC – MDN Web Docs Glossary
Source code translation and program modularization are activities of ________.
- a)Reverse engineering
- b)Forward engineering
- c)Reengineering
- d)Testing
Which one of these is NOT shared by the threads of the same process?
- a)Address Space
- b)Stack
- c)Message Queue
- d)File Descriptor Table
If a process is executing in its critical section, no other process can execute in its critical section. What is this condition called?
- a)mutual exclusion
- b)race condition
- c)critical condition
- d)synchronous condition
Which statement best describes a public IP address?
- a)Used only within a local network
- b)Not routable on the Internet
- c)Assigned only by local routers
- d)Unique and globally routable on the Internet
Sign up free to see the answers and explanations to questions 48–51 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
Which scheduling algorithm gives the minimum average waiting time, assuming burst times are known?
- a)FCFS
- b)Round Robin
- c)SJF (correct answer)
- d)Priority
Answer and explanation
Correct answer: (c) SJF
Shortest Job First runs the shortest job next, so short jobs never wait behind long ones. OSTEP notes SJF is optimal when all jobs arrive together (it measures turnaround time; with all arrivals at time 0, waiting time = turnaround time − burst time, and the bursts are fixed, so the same order also minimises average waiting time). Example with bursts A = 100, B = 10, C = 10:
- FCFS (A, B, C): waits 0, 100, 110; average = 210 ÷ 3 = 70.
- SJF (B, C, A): waits 0, 10, 20; average = 30 ÷ 3 = 10.
Other options: (a) FCFS — suffers the convoy effect: short jobs queue behind a long one; (b) Round Robin — good for response time but one of the worst policies for turnaround time (OSTEP), so it does not minimise waiting; (d) Priority — orders jobs by priority, not length, so a long high-priority job can delay short ones.
Also know:
- For the same jobs, average turnaround time is (100+110+120) ÷ 3 = 110 under FCFS and (10+20+120) ÷ 3 = 50 under SJF.
- The preemptive version of SJF is Shortest Time-to-Completion First (STCF), also called Preemptive SJF (PSJF); it handles jobs that arrive late.
- SJF assumes the scheduler knows the length of each job, which real systems usually do not.
Sources: Scheduling: Introduction – OSTEP (Arpaci-Dusseau, Univ. of Wisconsin)
Context switching occurs in:
- a)Compiler
- b)Memory
- c)CPU
- d)I/O device
Port number for HTTP is:
- a)21
- b)25
- c)80
- d)443
Which language is used to manage databases?
- a)HTML
- b)SQL
- c)XML
- d)Java
Which command is used to remove a table?
- a)DELETE
- b)DROP
- c)REMOVE
- d)TRUNCATE
Which is not a programming language?
- a)Python
- b)Java
- c)HTML
- d)C++
Which command is used to view active connections and listening ports?
- a)netstat
- b)ping
- c)nslookup
- d)ipconfig
What is the decimal value of the binary number 111?
- a)3
- b)5
- c)7
- d)9
এক কথায় প্রকাশ করুন: অক্ষির অভিমুখে —
- a)প্রত্যক্ষ
- b)পরোক্ষ
- c)সমক্ষ
- d)চাক্ষুষ
'প্রত্যয়'-এর বিপরীত শব্দ কী?
- a)উপচয়
- b)অপচয়
- c)সংশয়
- d)সন্দেহ
সে এখন যাবে না। - এই বাক্যে 'না' কোন পদ?
- a)বিশেষণ
- b)অব্যয়
- c)ক্রিয়াবিশেষণ
- d)অনুসর্গ
Sign up free to see the answers and explanations to questions 53–62 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
'অক্কা পাওয়া' বাগধারায় ফারসি 'অক্কা' শব্দের অর্থ কী?
- a)প্রভু
- b)মৃত্যু
- c)বেহেশত
- d)আত্মা
শুদ্ধ বানান গুচ্ছ—
- a)পরিষ্কার, পুরস্কার
- b)বিকৃত, বিক্রীত
- c)স্বীকার, শীক্ষার
- d)ধরণ, ধারনা
'ন্যূনতম' শব্দের উচ্চারণ—
- a)নুনোতমো
- b)নুনুনোতমো
- c)নুনোতম
- d)কোনোটিই নয়
'কানে কলম' কোন সমাসের উদাহরণ?
- a)উপপদ তৎপুরুষ
- b)অলুক দ্বন্দ্ব
- c)প্রত্যয়ান্ত বহুব্রীহি
- d)অলুক বহুব্রীহি
'তীক্ষ্ণ' শব্দের যুক্তব্যঞ্জনের সঠিক বিশ্লেষণ কোনটি?
- a)ক্ + ষ্ + ণ
- b)ক্ + ষ্ + ন
- c)ক্ + ষ্ + ম
- d)ক্ + হ্ + ণ
Empty vessels sound much—এর সঠিক বঙ্গানুবাদ কোনটি?
- a)যত কথা তত কাজ।
- b)অসারের তর্জন গর্জনই সার।
- c)মুখে বুলি লম্বা, কাজে অষ্টরম্ভা।
- d)এক মাঘে শীত যায় না।
Pluck me a flower. The correct passive voice form is—
- a)Let a flower be plucked by me.
- b)Let a flower be plucked for me.
- c)Let me a flower be plucked to me.
- d)A flower is plucked by me.
Find out the correct form—
- a)I, you and Shuma are guilty.
- b)Shuma, you and I are guilty.
- c)Shuma, I and you are guilty.
- d)I, you and Shuma is guilty.
What is the antonym of 'segregate'?
- a)isolate
- b)combine
- c)divide
- d)sever
________ opportunity comes responsibility.
- a)From
- b)Before
- c)Without
- d)With
Sign up free to see the answers and explanations to questions 63–72 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
The man who came here yesterday has applied for the post. The underlined clause is a/an ________ clause.
- a)Noun
- b)Adjective
- c)Adverbial
- d)Principal
Are you sure that you ________ the killer before?
- a)will have seen
- b)had seen
- c)would have seen
- d)must have seen
________ I bought you a new dress, would you be happy?
- a)If
- b)When
- c)As
- d)Since
I want you to understand that worldly gains cannot guarantee ________ everlasting happiness.
- a)the
- b)an
- c)no article
- d)a
Which of the following words is spelt wrong?
- a)Commitment
- b)Disciplinary
- c)Jewelery
- d)Absorption
The biriyani tastes as good as it looks. Make comparative degree of adjectives.
- a)The biriyani looks better than it tastes.
- b)The biriyani tastes better than it looks.
- c)The biriyani both tastes and looks better.
- d)The biriyani tastes no better than it looks.
A restaurant makes 20% profit after selling a set menu at a discount of 20%. What is the percentage increase of marked price?
- a)30%
- b)20%
- c)40%
- d)50%
A ladder rests against a wall perpendicular to the ground. The bottom is 4 m from the wall and the tip is at a height of 3 m. What is the length of the ladder?
- a)7 m
- b)35 m
- c)5 m
- d)25 m
A box has height 2 m, length 10 m, and width 7 m, with the top lid open. What is the surface area of the box?
- a)138
- b)118
- c)104
- d)208
x + 1/x = 7. What is the value of x² + 1/x²?
- a)14
- b)21
- c)51
- d)49
Sign up free to see the answers and explanations to questions 73–82 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
Which two values of x satisfy the equation (x + 3)² = x + 5?
- a)1, 4
- b)1, -4
- c)-1, -4
- d)-1, 4
The H.C.F. and L.C.M. of two numbers are 12 and 288 respectively. If one number is 96, find the other.
- a)34
- b)36
- c)38
- d)40
How many linear factors does 8 + 4x + 6x² + 3x³ − 2x⁴ − x⁵ have?
- a)0
- b)1
- c)2
- d)3
The factors of 4x⁴ + 1 are—
- a)(2x² + 2x − 1)(2x² − 2x + 1)
- b)(2x² + 2x + 1)(2x² − 2x − 1)
- c)(2x² + 2x − 1)(2x² − 2x − 1)
- d)(2x² + 2x + 1)(2x² − 2x + 1)
Sign up free to see the answers and explanations to questions 83–86 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
A train 220 m long moves at 45 km/h. How long does it take to cross a tunnel 260 m long?
- a)25.4 sec
- b)35.4 sec
- c)38.4 sec (correct answer)
- d)40.4 sec
Answer and explanation
Correct answer: (c) 38.4 sec
- To clear the tunnel the train covers its own length plus the tunnel: 220 + 260 = 480 m.
- Speed: 45 km/h = 45 × 1000 ÷ 3600 = 12.5 m/s.
- Time = distance ÷ speed (HyperPhysics) = 480 ÷ 12.5 = 38.4 s.
Check: 12.5 × 38.4 = 480 ✓ (and 45 × 5/18 = 12.5).
Other options: (a) 25.4 sec — covers only 12.5 × 25.4 = 317.5 m; (b) 35.4 sec — covers 442.5 m, short of 480 m; (d) 40.4 sec — covers 505 m, more than needed.
Also know:
- Average speed is distance travelled divided by time elapsed (HyperPhysics).
- To pass a pole or a person the train covers only its own length: 220 ÷ 12.5 = 17.6 s.
- km/h → m/s: multiply by 5/18; m/s → km/h: multiply by 18/5.
Two trucks 300 km apart travel towards each other at 70 km/h and 50 km/h. How long does it take for them to meet?
- a)5 hrs
- b)3 hrs
- c)2.5 hrs
- d)6 hrs
Which of the following is a buffer state?
- a)Bangladesh
- b)Pakistan
- c)Maldives
- d)Bhutan
Where is the Ethnic Cultural Academy Birisiri situated?
- a)Rangamati
- b)Habiganj
- c)Netrokona
- d)Mymensingh
Which Bengali scientist is famous for inventing Mercurous Nitrite?
- a)Satyendra Nath Bose
- b)Jagadish Chandra Bose
- c)Muhammad Qudrat-I-Khuda
- d)Prafulla Chandra Roy
Which organization first led the Language Movement?
- a)East Pakistan Muslim League
- b)Tamaddun Majlish
- c)All-Party Central Language Action Committee
- d)Dhaka University Language Action Committee
Sign up free to see the answers and explanations to questions 88–92 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
What does NPSB stand for in Bangladesh's banking sector?
- a)National Payment System of Banks
- b)National Payment Switch Bangladesh (correct answer)
- c)National Processing Service Bureau
- d)Network Payment and Settlement Board
Answer and explanation
Correct answer: (b) National Payment Switch Bangladesh
NPSB stands for National Payment Switch Bangladesh. Bangladesh Bank launched it in 2012 to connect financial institutions and make card and account transactions interoperable across banks (ATM, POS, internet-banking transfers).
Other options: (a) National Payment System of Banks — not the expansion; (c) National Processing Service Bureau — not a Bangladeshi payment system; (d) Network Payment and Settlement Board — not a real body or system.
Also know:
- BD-RTGS (Real Time Gross Settlement) handles high-value, time-critical transfers.
- BEFTN is the Bangladesh Electronic Fund Transfer Network; BACH is the Bangladesh Automated Clearing House.
- TakaPay, Bangladesh's national card scheme, aims to reduce dependence on international card networks.
Sources: Bangladesh Payment Systems Report 2025 – Bangladesh Bank; Payment Systems – Bangladesh Bank
In which district is the Tin Bigha Corridor located?
- a)Nilphamari
- b)Lalmonirhat
- c)Rangpur
- d)Kurigram
Which country introduced the AI-powered, document-free immigration corridor?
- a)United States
- b)United Arab Emirates
- c)United Kingdom
- d)Singapore
The International Literacy Day is observed on—
- a)4 October
- b)4 September
- c)8 September
- d)8 November
The first computer in Bangladesh was installed at the ________.
- a)Dhaka University Science Library
- b)ICDDRB
- c)Atomic Energy Center
- d)BCSIR
Where did artist Hamidur Rahman create his mural titled "Borak Duldul"?
- a)TSC
- b)Bangla Academy
- c)Curzon Hall
- d)Dhaka University Library
Sign up free to see the answers and explanations to questions 94–98 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
Bangla essay: দুর্নীতিমুক্ত দেশ গঠনে যুবসমাজের ভূমিকা।
English essay: Online Banking.
General knowledge (write only the answer):
5.1 Full form of WIPO
5.2 Year VAT was introduced in Bangladesh
5.3 Where is CIRDAP situated?
5.4 Who invented dynamite?
5.5 Layers in the OSI model
5.6 Meaning of "terracotta"
5.7 Which organization offers GSP+?
5.8 Country of the ITTF World Championships 2025 men's singles winner
5.9 First earthquake observation centre in Bangladesh
5.10 First bank owned by Bengali entrepreneurs
Mention the layers of the OSI model and the function of each layer.
Compare TCP and UDP protocols with examples.
Explain the difference between compiler and interpreter.
What is cloud computing? Mention its service models.
Functional vs non-functional requirements. What is requirement validation?
What is authentication and authorization? What is the CIA triad in cyber security?
What is social engineering? What is hashing and how is it different from encryption? What is vulnerability assessment?
Sign up free to see the model answers to written questions 1–10 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
Critically analyze the limitations of the Waterfall model and explain how Agile addresses them.
Define virtualization. Explain the role of the hypervisor and the difference between a VM and a container.
A new employee joins the bank. Describe the process of creating a new user account, focusing on security best practices.
Construct a truth table for a system that triggers an alarm (output 1) if (Motion is detected AND it is Night time) OR (Panic button is pressed).
User X belongs to Group A and Group B. Folder 1 grants Read to Group A, has an explicit Deny Write for Group B, and grants Write to User X individually. Can User X write to Folder 1? Explain the precedence logic.
You have 4 hard drives of 2 TB each. Calculate usable storage for RAID 0, RAID 5 and RAID 10.
Arrange in the correct order of a computer's boot process: OS kernel load, BIOS/UEFI POST, MBR/GPT lookup, user login, driver initialization.
You have tables EMPLOYEES (ID, Name, DeptID) and DEPARTMENTS (DeptID, DeptName). Write the logical steps (or pseudo-SQL) to list employee names who work in "IT".
Sign up free to see the model answers to written questions 11–18 · উত্তর দেখতে বিনামূল্যে সাইন আপ করুন
Explanations © ARBS Academy
Questions about this paper · সাধারণ প্রশ্ন
- How many questions were in the Combined Bank Officer (IT) exam (2026)?
- 116 questions (98 MCQ and 18 written).
- Which subjects were asked most in the Combined Bank Officer (IT) exam (2026)?
- Networking (18), Cyber Security (12) and English (11), out of 116 questions.
- When was the Combined Bank Officer (IT) exam held?
- On 3 January 2026, conducted by BIBM.
- Where can I find the Combined Bank Officer (IT) exam (2026) question solution?
- On this page: 7 of the 116 questions are shown with worked answers. The rest of the answers open with a free ARBS Academy account, where the paper can also be practised as a timed test.
Question text is from the public recruitment exam; answers and explanations are written by ARBS Academy. All past papers