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Combined Bank Officer (IT) Exam 3 January 2026 — Question Solution | সমন্বিত ব্যাংক (ব্যাংকার্স সিলেকশন কমিটি) অফিসার (আইটি) নিয়োগ পরীক্ষা ২০২৬ — প্রশ্ন সমাধান

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About this exam paper · প্রশ্নপত্র পরিচিতি

The Combined Bank Officer (IT) exam was held on 3 January 2026, conducted by BIBM. The paper had 116 questions (98 MCQ and 18 written). The subjects asked most were Networking (18), Cyber Security (12) and English (11). This page lists every question, with 7 answered and explained; the rest of the answers open with a free ARBS Academy account, where the paper can also be practised as a timed test.

সমন্বিত ব্যাংক (ব্যাংকার্স সিলেকশন কমিটি) অফিসার (আইটি) নিয়োগ পরীক্ষার (২০২৬) এই প্রশ্নপত্রে ১১৬টি প্রশ্ন ছিল, বেশিরভাগ নেটওয়ার্কিং ও সাইবার নিরাপত্তা থেকে। এখানে ৭টি প্রশ্নের ব্যাখ্যাসহ উত্তর দেওয়া আছে; বাকিগুলো ফ্রি অ্যাকাউন্টে খোলে।

Organisation
Combined Bank
Post
Officer (IT)
Exam date
3 January 2026
Conducted by
BIBM
Questions
116 (98 MCQ, 18 written)
Exam guide
Bank IT jobs · ব্যাংকের আইটি চাকরি

Go to a question

answer shown · the others open with a free account

Question 1Locked: the answer opens with a free accountProgramming

OOP stands for:

  • a)Object Oriented Programming
  • b)Open Office Protocol
  • c)Object Operating Program
  • d)Output Oriented Process
Question 2Locked: the answer opens with a free accountCyber Security

Which attack floods a system with traffic?

  • a)Phishing
  • b)DOS
  • c)Spoofing
  • d)Sniffing
Question 3Locked: the answer opens with a free accountNetworking

HTTPS is more secure than HTTP because it uses:

  • a)IP
  • b)Encryption
  • c)Cookies
  • d)Proxy
Question 4Locked: the answer opens with a free accountCyber Security

Firewall is used to:

  • a)Store data
  • b)Monitor network traffic
  • c)Compile programs
  • d)Create backups
Question 5Locked: the answer opens with a free accountSoftware Engineering

Which model is known as linear sequential model?

  • a)Agile
  • b)Spiral
  • c)Waterfall
  • d)V-Model
Question 6Locked: the answer opens with a free accountCloud & Emerging Tech

Cloud computing provides:

  • a)Hardware only
  • b)Software only
  • c)On-demand resources
  • d)Offline services
Question 7Locked: the answer opens with a free accountNetworking

Which protocol is used for file transfer?

  • a)SMTP
  • b)FTP
  • c)SNMP
  • d)TELNET
Question 8Locked: the answer opens with a free accountNetworking

IPv4 address size is:

  • a)16-bit
  • b)32-bit
  • c)64-bit
  • d)128-bit
Question 9Locked: the answer opens with a free accountNetworking

Which layer is responsible for routing in OSI model?

  • a)Network
  • b)Transport
  • c)Data Link
  • d)Session
Question 10Locked: the answer opens with a free accountSoftware Engineering

Which tool is used for version control?

  • a)Git
  • b)Jenkins
  • c)Docker
  • d)Maven

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Question 11Locked: the answer opens with a free accountComputer Architecture

Which storage has fastest access speed?

  • a)HDD
  • b)SSD
  • c)DVD
  • d)Cache
Question 12Locked: the answer opens with a free accountComputer Architecture

Which component is often referred to as the "brain" of the computer?

  • a)Hard Drive
  • b)Central Processing Unit (CPU)
  • c)RAM
  • d)Power Supply Unit
Question 13Locked: the answer opens with a free accountGeneral ICT

What does "GUI" stand for in computing?

  • a)Global User Interface
  • b)Graphical User Interface
  • c)General Utility Interface
  • d)Graphical Unit Interconnection
Question 14Locked: the answer opens with a free accountNetworking

Which protocol is primarily used for securely browsing the web?

  • a)HTTP
  • b)FTP
  • c)HTTPS
  • d)SMTP

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Question 15Networking

A user reports the internet is down. You can Ping 8.8.8.8 but cannot browse "www.google.com". What is the most likely issue?

  • a)The ISP gateway is down
  • b)The DNS server is unreachable or misconfigured (correct answer)
  • c)The network cable is unplugged
  • d)The DHCP server is full
Answer and explanation

Correct answer: (b) The DNS server is unreachable or misconfigured

Work it out step by step:

  1. ping sends ICMP echo requests and checks IP-level connectivity, so a reply from 8.8.8.8 proves the cable, the IP settings, the gateway and the ISP path all work.
  2. Opening www.google.com first needs DNS to translate the name into an IP address.
  3. Only the name step fails, so the DNS server is unreachable or misconfigured.
    Other options: (a) The ISP gateway is down — then the ping to 8.8.8.8 would fail too; (c) The network cable is unplugged — there would be no connectivity at all, so the ping would fail; (d) The DHCP server is full — DHCP hands out addresses, but this host already has a working one, as the ping proves.

Also know:

  • 8.8.8.8 and 8.8.4.4 are the IPv4 addresses of Google Public DNS.
  • nslookup shows information for diagnosing DNS infrastructure.
  • ipconfig /flushdns clears the DNS client resolver cache during DNS troubleshooting.

Sources: ping – Microsoft Learn; DNS – MDN Web Docs Glossary; Get Started with Google Public DNS – Google for Developers; RFC 2131: Dynamic Host Configuration Protocol – IETF; nslookup – Microsoft Learn; ipconfig – Microsoft Learn

Question 16Locked: the answer opens with a free accountCloud & Emerging Tech

What is "Cloud Storage"?

  • a)Storing data on your local hard drive
  • b)Storing data on the internet servers managed by a provider
  • c)Storing data on a CD-ROM
  • d)Printing data on paper
Question 17Locked: the answer opens with a free accountCyber Security

Which concept ensures that a sender cannot deny having sent a message?

  • a)Confidentiality
  • b)Integrity
  • c)Non-repudiation
  • d)Availability
Question 18Locked: the answer opens with a free accountOperating Systems

Which command in Linux is used to change the permissions of a file?

  • a)chown
  • b)chmod
  • c)chgrp
  • d)umask
Question 19Locked: the answer opens with a free accountNetworking

Which command is used to display the IP configuration on a Windows host?

  • a)ipconfig
  • b)route print
  • c)netstat
  • d)tracert
Question 20Locked: the answer opens with a free accountCyber Security

Which of the following describes a "Phishing" attack?

  • a)Scanning ports to find open services
  • b)Sending fraudulent emails to trick users into revealing credentials
  • c)Overloading a server with traffic
  • d)Intercepting Wi-Fi signals from a parking lot
Question 21Locked: the answer opens with a free accountDigital Logic

What is the result of the logic operation: (1 AND 0) OR (1 AND 1)?

  • a)0
  • b)1
  • c)Null
  • d)-1
Question 22Locked: the answer opens with a free accountSoftware Engineering

Which of the following is a key principle of "Agile" project management?

  • a)Detailed documentation is more important than working software
  • b)Following a plan is more important than responding to change
  • c)Iterative development and customer collaboration
  • d)Contract negotiation is the primary goal
Question 23Locked: the answer opens with a free accountCyber Security

Which of the following effectively mitigates "Social Engineering" attacks?

  • a)Installing a stronger firewall
  • b)Regular security awareness training for employees
  • c)Increasing the complexity of database passwords
  • d)Upgrading the server RAM
Question 24Locked: the answer opens with a free accountNetworking

What is the correct binary representation of the IP address 192.168.1.1?

  • a)11000000.10101000.00000001.00000001
  • b)10100000.10101000.00000001.00000001
  • c)11000000.10001000.00000001.00000001
  • d)11000000.10101000.00000011.00000001
Question 25Locked: the answer opens with a free accountNetworking

What is the definition of "Throughput" in networking?

  • a)The theoretical maximum speed of the medium
  • b)The actual amount of data successfully transferred over a period
  • c)The time it takes for a packet to travel to the destination
  • d)The number of errors on the line

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Question 26Locked: the answer opens with a free accountDigital Logic

What is a "Logic Gate" that outputs 1 only if the inputs are different (e.g., 1 and 0)?

  • a)AND
  • b)OR
  • c)XOR
  • d)NAND
Question 27Locked: the answer opens with a free accountCyber Security

Which of the following is an Administrative Control?

  • a)Security Guards
  • b)User Training Program
  • c)Smart Cards
  • d)Encryption
Question 28Locked: the answer opens with a free accountNetworking

Which port must be open to allow sending emails from a client to a server?

  • a)25 or 587
  • b)110
  • c)143
  • d)443
Question 29Locked: the answer opens with a free accountCyber Security

Which of the following is the most secure method for remote administration of a Linux server?

  • a)Telnet using root account
  • b)SSH using password authentication
  • c)SSH using key-based authentication
  • d)VNC without encryption
Question 30Locked: the answer opens with a free accountCyber Security

What describes a "Dictionary Attack"?

  • a)Guessing passwords by trying every word in a pre-defined list
  • b)Trying every possible combination of characters (Brute Force)
  • c)Stealing the physical password notebook
  • d)Asking the user for their password

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Question 31Cyber Security

What is the primary purpose of a "Demilitarized Zone" (DMZ)?

  • a)To store the core database
  • b)To host public-facing services (Web, Email) separate from the internal LAN (correct answer)
  • c)To connect the CEO's computer to the internet
  • d)To test viruses safely
Answer and explanation

Correct answer: (b) To host public-facing services (Web, Email) separate from the internal LAN

A DMZ is a perimeter network segment logically between the internal and external networks. It gives external, untrusted users restricted access to releasable information while shielding the internal networks from outside attacks (CNSSI 4009, via the NIST glossary). The NIST glossary adds that externally accessible systems needing some protection usually sit on DMZ networks; public web and mail servers, the examples in the option, are such systems, so outsiders never need direct access to the internal LAN.
Other options: (a) the core database holds sensitive data and belongs on the protected internal network, not the zone exposed to outsiders; (c) the CEO's computer is an internal workstation, not a public-facing service; (d) testing viruses needs an isolated lab, not a segment that faces the Internet.

Also know:

  • Another name for a DMZ is a perimeter network.
  • Traffic between the DMZ and other protected interfaces still passes through the firewall, so firewall policies can be applied to it.
  • The DMZ enforces the internal network's security policy for information exchanged with the outside.

Sources: demilitarized zone (DMZ) – NIST CSRC Glossary

Question 32Data Structures

The data structure required to check whether an expression contains balanced parentheses is?

  • a)Stack (correct answer)
  • b)Queue
  • c)Tree
  • d)Array
Answer and explanation

Correct answer: (a) Stack

Brackets close in the reverse order of opening (last opened, first closed), which is exactly LIFO. Method: scan left to right; push each opening bracket; on a closing bracket pop the top and check it matches; at the end the stack must be empty.

  1. "{[()]}": push {, [, ( → ")" pops ( ✓ → "]" pops [ ✓ → "}" pops { ✓ → empty, so balanced.
  2. "(]": push ( → "]" pops ( ✗, so unbalanced.
    Other options: (b) a queue is FIFO and would release the earliest opening bracket first, but the innermost one must close first; (c) a tree can represent a parsed expression but is not used for the matching check; (d) an array can store the characters, yet the matching still needs stack (LIFO) behaviour.

Also know:

  • A stack's basic operations are push and pop; top and isEmpty are often provided too.
  • A queue is FIFO: only the earliest added item may be accessed.
  • Dijkstra's two-stack algorithm evaluates fully parenthesized arithmetic expressions.

Sources: stack – NIST Dictionary of Algorithms and Data Structures; queue – NIST Dictionary of Algorithms and Data Structures; Algorithms 4e, 1.3 Bags, Queues, and Stacks – Princeton University

Question 33Locked: the answer opens with a free accountData Structures

What data structure often results in a time-space tradeoff by using extra memory to speed up operations?

  • a)Arrays
  • b)Hash tables
  • c)Stacks
  • d)Queues
Question 34Locked: the answer opens with a free accountAlgorithms

Which dynamic programming approach starts solving from the smallest subproblems?

  • a)Greedy approach
  • b)Recursive approach
  • c)Top-down approach
  • d)Bottom-up approach
Question 35Locked: the answer opens with a free accountNetworking

Which of the following services uses TCP?

  • a)DHCP
  • b)SMTP
  • c)CSMA
  • d)DNS
Question 36Locked: the answer opens with a free accountNetworking

Which standard TCP port is assigned for contacting SSH servers?

  • a)21
  • b)22
  • c)23
  • d)24
Question 37Locked: the answer opens with a free accountProgramming

The memory that is allocated for any object is ________.

  • a)Cache
  • b)HDD
  • c)ROM
  • d)RAM
Question 38Locked: the answer opens with a free accountDatabase

What does ACID stand for in database transactions?

  • a)All Columns in Database
  • b)Atomicity, Consistency, Isolation, Durability
  • c)Automated Commit in Database
  • d)Association of Conditions in Data
Question 39Locked: the answer opens with a free accountCloud & Emerging Tech

Which neural network architecture is the foundation of most modern LLMs?

  • a)Bayesian Network
  • b)Convolutional Neural Network (CNN)
  • c)Transformer
  • d)Autoencoder
Question 40Locked: the answer opens with a free accountOperating Systems

If a process fails, most operating systems write the error information to a ________.

  • a)new file
  • b)another running process
  • c)log file
  • d)database
Question 41Locked: the answer opens with a free accountData Structures

Which data structure is generally used for implementing recursion?

  • a)Stack
  • b)Queue
  • c)List
  • d)Array
Question 42Locked: the answer opens with a free accountWeb Technology

What does CSS stand for?

  • a)Computer Style Sheets
  • b)Creative Style Sheets
  • c)Cascading Style Sheets
  • d)Colorful Style Sheets

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Question 43Locked: the answer opens with a free accountComputer Architecture

Which type of memory retains its contents even when the power is turned off?

  • a)RAM
  • b)ROM
  • c)Cache Memory
  • d)Register
Question 44Locked: the answer opens with a free accountDatabase

After groups have been established, SQL applies predicates in which clause, allowing aggregate functions to be used?

  • a)Having
  • b)Where
  • c)With
  • d)Select
Question 45Locked: the answer opens with a free accountNetworking

An administrator is troubleshooting network connectivity and wants to view the path packets take from workstation A to server 1. Which command-line tool is MOST appropriate?

  • a)traceroute
  • b)dig
  • c)ping
  • d)route
Question 46Locked: the answer opens with a free accountProgramming

Wrapping data and its related functionality into a single entity is known as:

  • a)Abstraction
  • b)Encapsulation
  • c)Polymorphism
  • d)Modularity

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Question 47Web Technology

In the Model-View-Controller (MVC) architecture used in web applications, which component handles HTTP requests such as GET and POST?

  • a)Model
  • b)View
  • c)Controller (correct answer)
  • d)Both Model and View
Answer and explanation

Correct answer: (c) Controller

In MVC, user requests are routed to a controller. Microsoft's ASP.NET Core documentation says the controller handles and responds to user input, works with the model and then selects a view to render; its action methods are what handle each request (GET, POST and so on).
Other options: (a) Model — holds the application's state and business logic, not the incoming request; (b) View — only presents content through the user interface; (d) Both Model and View — neither one receives HTTP requests; that is the controller's job.

Also know:

  • MVC separates data (Model), display (View) and control logic (Controller), a separation of concerns.
  • Requests are mapped to controller actions through routing.
  • MVVM and MVP are other patterns based on MVC.

Sources: Overview of ASP.NET Core MVC – Microsoft Learn; Handle requests with controllers in ASP.NET Core MVC – Microsoft Learn; MVC – MDN Web Docs Glossary

Question 48Locked: the answer opens with a free accountSoftware Engineering

Source code translation and program modularization are activities of ________.

  • a)Reverse engineering
  • b)Forward engineering
  • c)Reengineering
  • d)Testing
Question 49Locked: the answer opens with a free accountOperating Systems

Which one of these is NOT shared by the threads of the same process?

  • a)Address Space
  • b)Stack
  • c)Message Queue
  • d)File Descriptor Table
Question 50Locked: the answer opens with a free accountOperating Systems

If a process is executing in its critical section, no other process can execute in its critical section. What is this condition called?

  • a)mutual exclusion
  • b)race condition
  • c)critical condition
  • d)synchronous condition
Question 51Locked: the answer opens with a free accountNetworking

Which statement best describes a public IP address?

  • a)Used only within a local network
  • b)Not routable on the Internet
  • c)Assigned only by local routers
  • d)Unique and globally routable on the Internet

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Question 52Operating Systems

Which scheduling algorithm gives the minimum average waiting time, assuming burst times are known?

  • a)FCFS
  • b)Round Robin
  • c)SJF (correct answer)
  • d)Priority
Answer and explanation

Correct answer: (c) SJF

Shortest Job First runs the shortest job next, so short jobs never wait behind long ones. OSTEP notes SJF is optimal when all jobs arrive together (it measures turnaround time; with all arrivals at time 0, waiting time = turnaround time − burst time, and the bursts are fixed, so the same order also minimises average waiting time). Example with bursts A = 100, B = 10, C = 10:

  1. FCFS (A, B, C): waits 0, 100, 110; average = 210 ÷ 3 = 70.
  2. SJF (B, C, A): waits 0, 10, 20; average = 30 ÷ 3 = 10.
    Other options: (a) FCFS — suffers the convoy effect: short jobs queue behind a long one; (b) Round Robin — good for response time but one of the worst policies for turnaround time (OSTEP), so it does not minimise waiting; (d) Priority — orders jobs by priority, not length, so a long high-priority job can delay short ones.

Also know:

  • For the same jobs, average turnaround time is (100+110+120) ÷ 3 = 110 under FCFS and (10+20+120) ÷ 3 = 50 under SJF.
  • The preemptive version of SJF is Shortest Time-to-Completion First (STCF), also called Preemptive SJF (PSJF); it handles jobs that arrive late.
  • SJF assumes the scheduler knows the length of each job, which real systems usually do not.

Sources: Scheduling: Introduction – OSTEP (Arpaci-Dusseau, Univ. of Wisconsin)

Question 53Locked: the answer opens with a free accountOperating Systems

Context switching occurs in:

  • a)Compiler
  • b)Memory
  • c)CPU
  • d)I/O device
Question 54Locked: the answer opens with a free accountNetworking

Port number for HTTP is:

  • a)21
  • b)25
  • c)80
  • d)443
Question 55Locked: the answer opens with a free accountDatabase

Which language is used to manage databases?

  • a)HTML
  • b)SQL
  • c)XML
  • d)Java
Question 56Locked: the answer opens with a free accountDatabase

Which command is used to remove a table?

  • a)DELETE
  • b)DROP
  • c)REMOVE
  • d)TRUNCATE
Question 57Locked: the answer opens with a free accountProgramming

Which is not a programming language?

  • a)Python
  • b)Java
  • c)HTML
  • d)C++
Question 58Locked: the answer opens with a free accountNetworking

Which command is used to view active connections and listening ports?

  • a)netstat
  • b)ping
  • c)nslookup
  • d)ipconfig
Question 59Locked: the answer opens with a free accountDigital Logic

What is the decimal value of the binary number 111?

  • a)3
  • b)5
  • c)7
  • d)9
Question 60Locked: the answer opens with a free accountBangla

এক কথায় প্রকাশ করুন: অক্ষির অভিমুখে —

  • a)প্রত্যক্ষ
  • b)পরোক্ষ
  • c)সমক্ষ
  • d)চাক্ষুষ
Question 61Locked: the answer opens with a free accountBangla

'প্রত্যয়'-এর বিপরীত শব্দ কী?

  • a)উপচয়
  • b)অপচয়
  • c)সংশয়
  • d)সন্দেহ
Question 62Locked: the answer opens with a free accountBangla

সে এখন যাবে না। - এই বাক্যে 'না' কোন পদ?

  • a)বিশেষণ
  • b)অব্যয়
  • c)ক্রিয়াবিশেষণ
  • d)অনুসর্গ

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Question 63Locked: the answer opens with a free accountBangla

'অক্কা পাওয়া' বাগধারায় ফারসি 'অক্কা' শব্দের অর্থ কী?

  • a)প্রভু
  • b)মৃত্যু
  • c)বেহেশত
  • d)আত্মা
Question 64Locked: the answer opens with a free accountBangla

শুদ্ধ বানান গুচ্ছ—

  • a)পরিষ্কার, পুরস্কার
  • b)বিকৃত, বিক্রীত
  • c)স্বীকার, শীক্ষার
  • d)ধরণ, ধারনা
Question 65Locked: the answer opens with a free accountBangla

'ন্যূনতম' শব্দের উচ্চারণ—

  • a)নুনোতমো
  • b)নুনুনোতমো
  • c)নুনোতম
  • d)কোনোটিই নয়
Question 66Locked: the answer opens with a free accountBangla

'কানে কলম' কোন সমাসের উদাহরণ?

  • a)উপপদ তৎপুরুষ
  • b)অলুক দ্বন্দ্ব
  • c)প্রত্যয়ান্ত বহুব্রীহি
  • d)অলুক বহুব্রীহি
Question 67Locked: the answer opens with a free accountBangla

'তীক্ষ্ণ' শব্দের যুক্তব্যঞ্জনের সঠিক বিশ্লেষণ কোনটি?

  • a)ক্‌ + ষ্‌ + ণ
  • b)ক্‌ + ষ্‌ + ন
  • c)ক্‌ + ষ্‌ + ম
  • d)ক্‌ + হ্‌ + ণ
Question 68Locked: the answer opens with a free accountEnglish

Empty vessels sound much—এর সঠিক বঙ্গানুবাদ কোনটি?

  • a)যত কথা তত কাজ।
  • b)অসারের তর্জন গর্জনই সার।
  • c)মুখে বুলি লম্বা, কাজে অষ্টরম্ভা।
  • d)এক মাঘে শীত যায় না।
Question 69Locked: the answer opens with a free accountEnglish

Pluck me a flower. The correct passive voice form is—

  • a)Let a flower be plucked by me.
  • b)Let a flower be plucked for me.
  • c)Let me a flower be plucked to me.
  • d)A flower is plucked by me.
Question 70Locked: the answer opens with a free accountEnglish

Find out the correct form—

  • a)I, you and Shuma are guilty.
  • b)Shuma, you and I are guilty.
  • c)Shuma, I and you are guilty.
  • d)I, you and Shuma is guilty.
Question 71Locked: the answer opens with a free accountEnglish

What is the antonym of 'segregate'?

  • a)isolate
  • b)combine
  • c)divide
  • d)sever
Question 72Locked: the answer opens with a free accountEnglish

________ opportunity comes responsibility.

  • a)From
  • b)Before
  • c)Without
  • d)With

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Question 73Locked: the answer opens with a free accountEnglish

The man who came here yesterday has applied for the post. The underlined clause is a/an ________ clause.

  • a)Noun
  • b)Adjective
  • c)Adverbial
  • d)Principal
Question 74Locked: the answer opens with a free accountEnglish

Are you sure that you ________ the killer before?

  • a)will have seen
  • b)had seen
  • c)would have seen
  • d)must have seen
Question 75Locked: the answer opens with a free accountEnglish

________ I bought you a new dress, would you be happy?

  • a)If
  • b)When
  • c)As
  • d)Since
Question 76Locked: the answer opens with a free accountEnglish

I want you to understand that worldly gains cannot guarantee ________ everlasting happiness.

  • a)the
  • b)an
  • c)no article
  • d)a
Question 77Locked: the answer opens with a free accountEnglish

Which of the following words is spelt wrong?

  • a)Commitment
  • b)Disciplinary
  • c)Jewelery
  • d)Absorption
Question 78Locked: the answer opens with a free accountEnglish

The biriyani tastes as good as it looks. Make comparative degree of adjectives.

  • a)The biriyani looks better than it tastes.
  • b)The biriyani tastes better than it looks.
  • c)The biriyani both tastes and looks better.
  • d)The biriyani tastes no better than it looks.
Question 79Locked: the answer opens with a free accountMathematics

A restaurant makes 20% profit after selling a set menu at a discount of 20%. What is the percentage increase of marked price?

  • a)30%
  • b)20%
  • c)40%
  • d)50%
Question 80Locked: the answer opens with a free accountMathematics

A ladder rests against a wall perpendicular to the ground. The bottom is 4 m from the wall and the tip is at a height of 3 m. What is the length of the ladder?

  • a)7 m
  • b)35 m
  • c)5 m
  • d)25 m
Question 81Locked: the answer opens with a free accountMathematics

A box has height 2 m, length 10 m, and width 7 m, with the top lid open. What is the surface area of the box?

  • a)138
  • b)118
  • c)104
  • d)208
Question 82Locked: the answer opens with a free accountMathematics

x + 1/x = 7. What is the value of x² + 1/x²?

  • a)14
  • b)21
  • c)51
  • d)49

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Question 83Locked: the answer opens with a free accountMathematics

Which two values of x satisfy the equation (x + 3)² = x + 5?

  • a)1, 4
  • b)1, -4
  • c)-1, -4
  • d)-1, 4
Question 84Locked: the answer opens with a free accountMathematics

The H.C.F. and L.C.M. of two numbers are 12 and 288 respectively. If one number is 96, find the other.

  • a)34
  • b)36
  • c)38
  • d)40
Question 85Locked: the answer opens with a free accountMathematics

How many linear factors does 8 + 4x + 6x² + 3x³ − 2x⁴ − x⁵ have?

  • a)0
  • b)1
  • c)2
  • d)3
Question 86Locked: the answer opens with a free accountMathematics

The factors of 4x⁴ + 1 are—

  • a)(2x² + 2x − 1)(2x² − 2x + 1)
  • b)(2x² + 2x + 1)(2x² − 2x − 1)
  • c)(2x² + 2x − 1)(2x² − 2x − 1)
  • d)(2x² + 2x + 1)(2x² − 2x + 1)

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Question 87Mathematics

A train 220 m long moves at 45 km/h. How long does it take to cross a tunnel 260 m long?

  • a)25.4 sec
  • b)35.4 sec
  • c)38.4 sec (correct answer)
  • d)40.4 sec
Answer and explanation

Correct answer: (c) 38.4 sec

  1. To clear the tunnel the train covers its own length plus the tunnel: 220 + 260 = 480 m.
  2. Speed: 45 km/h = 45 × 1000 ÷ 3600 = 12.5 m/s.
  3. Time = distance ÷ speed (HyperPhysics) = 480 ÷ 12.5 = 38.4 s.
    Check: 12.5 × 38.4 = 480 ✓ (and 45 × 5/18 = 12.5).
    Other options: (a) 25.4 sec — covers only 12.5 × 25.4 = 317.5 m; (b) 35.4 sec — covers 442.5 m, short of 480 m; (d) 40.4 sec — covers 505 m, more than needed.

Also know:

  • Average speed is distance travelled divided by time elapsed (HyperPhysics).
  • To pass a pole or a person the train covers only its own length: 220 ÷ 12.5 = 17.6 s.
  • km/h → m/s: multiply by 5/18; m/s → km/h: multiply by 18/5.

Sources: Velocity – HyperPhysics (Georgia State University)

Question 88Locked: the answer opens with a free accountMathematics

Two trucks 300 km apart travel towards each other at 70 km/h and 50 km/h. How long does it take for them to meet?

  • a)5 hrs
  • b)3 hrs
  • c)2.5 hrs
  • d)6 hrs
Question 89Locked: the answer opens with a free accountGeneral Knowledge

Which of the following is a buffer state?

  • a)Bangladesh
  • b)Pakistan
  • c)Maldives
  • d)Bhutan
Question 90Locked: the answer opens with a free accountGeneral Knowledge

Where is the Ethnic Cultural Academy Birisiri situated?

  • a)Rangamati
  • b)Habiganj
  • c)Netrokona
  • d)Mymensingh
Question 91Locked: the answer opens with a free accountGeneral Knowledge

Which Bengali scientist is famous for inventing Mercurous Nitrite?

  • a)Satyendra Nath Bose
  • b)Jagadish Chandra Bose
  • c)Muhammad Qudrat-I-Khuda
  • d)Prafulla Chandra Roy
Question 92Locked: the answer opens with a free accountGeneral Knowledge

Which organization first led the Language Movement?

  • a)East Pakistan Muslim League
  • b)Tamaddun Majlish
  • c)All-Party Central Language Action Committee
  • d)Dhaka University Language Action Committee

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Question 93General Knowledge

What does NPSB stand for in Bangladesh's banking sector?

  • a)National Payment System of Banks
  • b)National Payment Switch Bangladesh (correct answer)
  • c)National Processing Service Bureau
  • d)Network Payment and Settlement Board
Answer and explanation

Correct answer: (b) National Payment Switch Bangladesh

NPSB stands for National Payment Switch Bangladesh. Bangladesh Bank launched it in 2012 to connect financial institutions and make card and account transactions interoperable across banks (ATM, POS, internet-banking transfers).
Other options: (a) National Payment System of Banks — not the expansion; (c) National Processing Service Bureau — not a Bangladeshi payment system; (d) Network Payment and Settlement Board — not a real body or system.

Also know:

  • BD-RTGS (Real Time Gross Settlement) handles high-value, time-critical transfers.
  • BEFTN is the Bangladesh Electronic Fund Transfer Network; BACH is the Bangladesh Automated Clearing House.
  • TakaPay, Bangladesh's national card scheme, aims to reduce dependence on international card networks.

Sources: Bangladesh Payment Systems Report 2025 – Bangladesh Bank; Payment Systems – Bangladesh Bank

Question 94Locked: the answer opens with a free accountGeneral Knowledge

In which district is the Tin Bigha Corridor located?

  • a)Nilphamari
  • b)Lalmonirhat
  • c)Rangpur
  • d)Kurigram
Question 95Locked: the answer opens with a free accountGeneral Knowledge

Which country introduced the AI-powered, document-free immigration corridor?

  • a)United States
  • b)United Arab Emirates
  • c)United Kingdom
  • d)Singapore
Question 96Locked: the answer opens with a free accountGeneral Knowledge

The International Literacy Day is observed on—

  • a)4 October
  • b)4 September
  • c)8 September
  • d)8 November
Question 97Locked: the answer opens with a free accountGeneral Knowledge

The first computer in Bangladesh was installed at the ________.

  • a)Dhaka University Science Library
  • b)ICDDRB
  • c)Atomic Energy Center
  • d)BCSIR
Question 98Locked: the answer opens with a free accountGeneral Knowledge

Where did artist Hamidur Rahman create his mural titled "Borak Duldul"?

  • a)TSC
  • b)Bangla Academy
  • c)Curzon Hall
  • d)Dhaka University Library

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Written question 1Locked: the answer opens with a free accountBangla Writing

Bangla essay: দুর্নীতিমুক্ত দেশ গঠনে যুবসমাজের ভূমিকা।

Written question 2Locked: the answer opens with a free accountEnglish Writing

English essay: Online Banking.

Written question 3Locked: the answer opens with a free accountGeneral Knowledge

General knowledge (write only the answer):
5.1 Full form of WIPO
5.2 Year VAT was introduced in Bangladesh
5.3 Where is CIRDAP situated?
5.4 Who invented dynamite?
5.5 Layers in the OSI model
5.6 Meaning of "terracotta"
5.7 Which organization offers GSP+?
5.8 Country of the ITTF World Championships 2025 men's singles winner
5.9 First earthquake observation centre in Bangladesh
5.10 First bank owned by Bengali entrepreneurs

Written question 4Locked: the answer opens with a free accountNetworking

Mention the layers of the OSI model and the function of each layer.

Written question 5Locked: the answer opens with a free accountNetworking

Compare TCP and UDP protocols with examples.

Written question 6Locked: the answer opens with a free accountProgramming

Explain the difference between compiler and interpreter.

Written question 7Locked: the answer opens with a free accountCloud & Emerging Tech

What is cloud computing? Mention its service models.

Written question 8Locked: the answer opens with a free accountSoftware Engineering

Functional vs non-functional requirements. What is requirement validation?

Written question 9Locked: the answer opens with a free accountCyber Security

What is authentication and authorization? What is the CIA triad in cyber security?

Written question 10Locked: the answer opens with a free accountCyber Security

What is social engineering? What is hashing and how is it different from encryption? What is vulnerability assessment?

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Written question 11Locked: the answer opens with a free accountSoftware Engineering

Critically analyze the limitations of the Waterfall model and explain how Agile addresses them.

Written question 12Locked: the answer opens with a free accountCloud & Emerging Tech

Define virtualization. Explain the role of the hypervisor and the difference between a VM and a container.

Written question 13Locked: the answer opens with a free accountCyber Security

A new employee joins the bank. Describe the process of creating a new user account, focusing on security best practices.

Written question 14Locked: the answer opens with a free accountDigital Logic

Construct a truth table for a system that triggers an alarm (output 1) if (Motion is detected AND it is Night time) OR (Panic button is pressed).

Written question 15Locked: the answer opens with a free accountOperating Systems

User X belongs to Group A and Group B. Folder 1 grants Read to Group A, has an explicit Deny Write for Group B, and grants Write to User X individually. Can User X write to Folder 1? Explain the precedence logic.

Written question 16Locked: the answer opens with a free accountComputer Architecture

You have 4 hard drives of 2 TB each. Calculate usable storage for RAID 0, RAID 5 and RAID 10.

Written question 17Locked: the answer opens with a free accountOperating Systems

Arrange in the correct order of a computer's boot process: OS kernel load, BIOS/UEFI POST, MBR/GPT lookup, user login, driver initialization.

Written question 18Locked: the answer opens with a free accountDatabase

You have tables EMPLOYEES (ID, Name, DeptID) and DEPARTMENTS (DeptID, DeptName). Write the logical steps (or pseudo-SQL) to list employee names who work in "IT".

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Explanations © ARBS Academy

Questions about this paper · সাধারণ প্রশ্ন

How many questions were in the Combined Bank Officer (IT) exam (2026)?
116 questions (98 MCQ and 18 written).
Which subjects were asked most in the Combined Bank Officer (IT) exam (2026)?
Networking (18), Cyber Security (12) and English (11), out of 116 questions.
When was the Combined Bank Officer (IT) exam held?
On 3 January 2026, conducted by BIBM.
Where can I find the Combined Bank Officer (IT) exam (2026) question solution?
On this page: 7 of the 116 questions are shown with worked answers. The rest of the answers open with a free ARBS Academy account, where the paper can also be practised as a timed test.

Question text is from the public recruitment exam; answers and explanations are written by ARBS Academy. All past papers