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Bangladesh Bank Assistant Director Exam 17 July 2026 — Question Solution | বাংলাদেশ ব্যাংক সহকারী পরিচালক নিয়োগ পরীক্ষা ২০২৬ — প্রশ্ন সমাধান

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About this exam paper · প্রশ্নপত্র পরিচিতি

The Bangladesh Bank Assistant Director exam was held on 17 July 2026. The paper had 100 multiple-choice questions. The subjects asked most were Mathematics (40), Bangla (20) and English (20). This page lists every question, with 7 answered and explained; the rest of the answers open with a free ARBS Academy account, where the paper can also be practised as a timed test.

বাংলাদেশ ব্যাংক সহকারী পরিচালক নিয়োগ পরীক্ষার (২০২৬) এই প্রশ্নপত্রে ১০০টি প্রশ্ন ছিল, বেশিরভাগ গণিত ও বাংলা থেকে। এখানে ৭টি প্রশ্নের ব্যাখ্যাসহ উত্তর দেওয়া আছে; বাকিগুলো ফ্রি অ্যাকাউন্টে খোলে।

Organisation
Bangladesh Bank
Post
Assistant Director
Exam date
17 July 2026
Questions
100 (100 MCQ, 0 written)
Exam guide
Bank IT jobs · ব্যাংকের আইটি চাকরি

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answer shown · the others open with a free account

Question 1Locked: the answer opens with a free accountEnglish

Choose the option where the suffix or prefix has been wrongly used.

  • a)Antithesis
  • b)Antifreeze
  • c)Unfield
  • d)Infiltrate
Question 2Locked: the answer opens with a free accountEnglish

Choose the option where the suffix or prefix has been wrongly used.

  • a)Decode
  • b)Encode
  • c)Disembark
  • d)Disbrace
Question 3Locked: the answer opens with a free accountEnglish

Choose the option where the suffix or prefix has been wrongly used.

  • a)Nepotism
  • b)Regitism
  • c)Effervescent
  • d)Euphemism
Question 4Locked: the answer opens with a free accountEnglish

Choose the option where the suffix or prefix has been wrongly used.

  • a)Omniferous
  • b)Permeable
  • c)Perspicacity
  • d)Familiarize
Question 5Locked: the answer opens with a free accountEnglish

Read the text below and decide which option (A, B, C, or D) best fits each gap. Originating primarily in Russian fairy tales, the Firebird is rarely seen as a (5)____ entity that causes harm.

  • a)flagrant
  • b)malevolent
  • c)pretentious
  • d)flamboyant
Question 6Locked: the answer opens with a free accountEnglish

Read the text below and decide which option (A, B, C, or D) best fits each gap. In some classic tales, the bird is famous for stealing a tsar's (6)____ golden apple.

  • a)pallid
  • b)coveted
  • c)adorned
  • d)endeared
Question 7Locked: the answer opens with a free accountEnglish

Read the text below and decide which option (A, B, C, or D) best fits each gap. In other stories as well, it is depicted as a mischievous and (7)____ creature, prone to doing strange things, but not as an evil being intent on causing harm.

  • a)whimsical
  • b)depraved
  • c)voyeuristic
  • d)churlish
Question 8Locked: the answer opens with a free accountEnglish

Read the text below and decide which option (A, B, C, or D) best fits each gap. Till date, the firebird remains (8)____, as no one has ever captured an image of the bird or found its feather, believed to possess magical healing properties.

  • a)deceptive
  • b)paranormal
  • c)elusive
  • d)ingenue
Question 9Locked: the answer opens with a free accountEnglish

Identify the word which has been used inaccurately in the given sentence. He respectedly requested everyone to take their seats so that the show could begin perfunctorily.

  • a)respectedly
  • b)take
  • c)begin
  • d)perfunctorily
Question 10Locked: the answer opens with a free accountEnglish

Identify the word which has been used inaccurately in the given sentence. Recent studies have been very useful in mapping the cognitive architecture of human short-term memory to specificity brain regions.

  • a)mapping
  • b)cognitive
  • c)human
  • d)specificity

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Question 11Locked: the answer opens with a free accountEnglish

Identify the word which has been used inaccurately in the given sentence. An investment fund must prepare disclosure documents that are transparent and contains key information about the fund.

  • a)prepare
  • b)contains
  • c)are
  • d)transparent
Question 12Locked: the answer opens with a free accountEnglish

Identify the word which has been used inaccurately in the given sentence. The advisor told the politician that his message needed to be more carefully celibated to appeal to a broader audience.

  • a)celibated
  • b)needed
  • c)advisor
  • d)broader
Question 13Locked: the answer opens with a free accountEnglish

Select the word opposite in meaning to "pernicious": "Spreading false rumors online has a pernicious influence on public trust."

  • a)destructive
  • b)empowering
  • c)beneficial
  • d)profound
Question 14Locked: the answer opens with a free accountEnglish

Select the word opposite in meaning to "esoteric": "I had hoped the seminar would attract a large audience, but the information was too esoteric for wide appeal."

  • a)obscure
  • b)simple
  • c)abstruse
  • d)irrelevant
Question 15Locked: the answer opens with a free accountEnglish

Select the word opposite in meaning to "laconic": "The coach was famous for laconic press conferences, often answering with a simple nod."

  • a)succinct
  • b)verbose
  • c)innovative
  • d)indifferent
Question 16Locked: the answer opens with a free accountEnglish

Select the word opposite in meaning to "tenacious": "The investigative journalist was tenacious in her quest to uncover the truth behind the scandal."

  • a)irresolute
  • b)wavering
  • c)obnoxious
  • d)exuberant
Question 17Locked: the answer opens with a free accountEnglish

Choose the option where the underlined word "assent" has been used correctly. (i) The climbers found that the final assent to the summit was the most difficult part of the expedition. (ii) The company's rapid assent in the industry caught the attention of global investors. (iii) After reviewing the revised contract, the board members decided to assent to the terms.

  • a)i only
  • b)ii only
  • c)iii only
  • d)All are correct
Question 18Locked: the answer opens with a free accountEnglish

Choose the option where the underlined word "discreet" has been used correctly. (i) The company divided the large project into three discreet phases to make tracking progress easier. (ii) The manager promised to handle the employee complaint in a discreet manner. (iii) Although the twins look alike, they have completely discreet personalities.

  • a)i only
  • b)ii only
  • c)iii only
  • d)All are correct
Question 19Locked: the answer opens with a free accountEnglish

Choose the most appropriate answer. Which of the following is not a comparative form of an adjective?

  • a)Farther
  • b)Further
  • c)Later
  • d)Latter
Question 20Locked: the answer opens with a free accountBangla

‘শেরে বাংলা মহান ছিলেন নেতা’ - এখানে বাক্য গঠনের কোন বৈশিষ্ট্য লঙ্ঘিত হয়েছে?

  • a)আকাঙ্ক্ষা
  • b)আসত্তি
  • c)আসক্তি
  • d)যোগ্যতা

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Question 21Locked: the answer opens with a free accountBangla

নিচের কোনটি অভিশ্রুতির উদাহরণ?

  • a)রাধিয়া > রাইধ্যা > রেঁধে
  • b)কর্তব্য > কাজ > কাম
  • c)প্রেম > পেরেম > পেম
  • d)শ্রেষ্ঠ > শ্রেষ্ট > শেরেষ্ট
Question 22Locked: the answer opens with a free accountBangla

নিচের কোন ধ্বনিটি উষ্ম ধ্বনি হলেও শিস ধ্বনি নয়?

  • a)শ
  • b)স
  • c)হ
  • d)ষ
Question 23Locked: the answer opens with a free accountBangla

পদাত্মক দ্বিরুক্তির উদাহরণ কোনটি?

  • a)কড়কড়
  • b)রোজ রোজ
  • c)মিউমিউ
  • d)ঝমঝম
Question 24Locked: the answer opens with a free accountBangla

‘ফ’ ধ্বনির ধ্বনিতাত্ত্বিক পরিচয় কী?

  • a)ওষ্ঠ্য, মহাপ্রাণ ও ঘোষ
  • b)কণ্ঠ্য, অল্পপ্রাণ ও অঘোষ
  • c)ওষ্ঠ্য, অল্পপ্রাণ ও অঘোষ
  • d)ওষ্ঠ্য, মহাপ্রাণ ও অঘোষ
Question 25Locked: the answer opens with a free accountBangla

‘সম্পৃক্ত’ শব্দটির সঠিক অর্থ কী?

  • a)সংযুক্ত
  • b)আটবাধা
  • c)অন্তর্ভুক্ত
  • d)দুই বা তার অধিকের মিলন
Question 26Locked: the answer opens with a free accountBangla

নিচের কোন বাক্যটিতে সংযোগমূলক ধাতু ব্যবহৃত হয়েছে?

  • a)কাজটা ভালো দেখায় না
  • b)এটা একটা ঝুল বারান্দা
  • c)তুই ভোট দে
  • d)আমার খাওয়া হলো না
Question 27Locked: the answer opens with a free accountBangla

মধ্যযুগীয় বাংলা সাহিত্যে ‘শ্রীকৃষ্ণকীর্তন’-এর রচয়িতা বড়ু চণ্ডীদাসের প্রকৃত নাম কী?

  • a)অনন্ত
  • b)চণ্ডীবাবু
  • c)বড়ু দত্ত
  • d)জয়ন্ত
Question 28Locked: the answer opens with a free accountBangla

বিশিষ্ট সাহিত্যিক শহীদুল জহিরের কোন গল্পে সার্থকভাবে জাদুবাস্তবতা ব্যবহৃত হয়েছে?

  • a)পারাপার
  • b)তোরাব শেখ
  • c)মাটি ও মানুষের রং
  • d)কাঠুরে ও দাঁড়কাক
Question 29Locked: the answer opens with a free accountBangla

সৈয়দ ওয়ালীউল্লাহর লেখা ‘লালসালু’ উপন্যাসের অন্যতম প্রধান একটি নারী চরিত্রের নাম কী?

  • a)জমিলা
  • b)জোহরা
  • c)রাবেয়া
  • d)তাহেরা
Question 30Locked: the answer opens with a free accountBangla

কোন গল্পটিকে বাংলা সাহিত্যের প্রথম ‘সার্থক’ ছোটগল্প হিসেবে গণ্য করা হয়?

  • a)বঙ্কিমের ‘রাধারাণী’
  • b)বিদ্যাসাগরের ‘শকুন্তলা’
  • c)রবীন্দ্রনাথের ‘দেনা-পাওনা’
  • d)প্যারীচাঁদ মিত্রের ‘অভেদী’

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Question 31Locked: the answer opens with a free accountBangla

বাংলাদেশের সাহিত্যে পরাবাস্তববাদী কবি আবদুল মান্নান সৈয়দের বিখ্যাত কবিতার বই কোনটি?

  • a)ক্ষুধা প্রেম আগুন
  • b)জ্যোৎস্না রৌদ্রের চিকিৎসা
  • c)হে সংসার হে লতা
  • d)ভেসেছিলেম ভাঙা ভেলায়
Question 32Locked: the answer opens with a free accountBangla

বাংলা ভাষায় ‘বাবা’ শব্দটি কোন ভাষা থেকে এসেছে?

  • a)তুর্কি
  • b)ফরাসি
  • c)ফারসি
  • d)আরবি
Question 33Locked: the answer opens with a free accountBangla

যে সমাসে পূর্বপদের বিভক্তি লোপ হয় না তাকে কি বলে?

  • a)নিত্য সমাস
  • b)অলুক সমাস
  • c)প্রাদি সমাস
  • d)দ্বিগু সমাস
Question 34Locked: the answer opens with a free accountBangla

নিচের কোন শব্দের উচ্চারণে ‘স্বতন্ত্র ঞ’ রয়েছে?

  • a)জ্ঞান
  • b)অঞ্চল
  • c)ঝঞ্ঝা
  • d)মিঞা
Question 35Locked: the answer opens with a free accountBangla

সন্ধি বিচ্ছেদ করুন: ‘কতক’।

  • a)কত + আক
  • b)কত + অক
  • c)কত + এক
  • d)কতঃ + ক
Question 36Locked: the answer opens with a free accountBangla

‘সামান্য একটু দুধ দাও’ - বাক্যটিতে ‘একটু’ পদটি হচ্ছে -

  • a)পরিমাণবাচক বিশেষণ
  • b)পূরণবাচক বিশেষণ
  • c)ক্রিয়া বিশেষণ
  • d)বিশেষণের বিশেষণ
Question 37Locked: the answer opens with a free accountBangla

এক এককের তিন ভাগের এক ভাগকে কি বলা হয়?

  • a)তেহাই
  • b)তিনেক
  • c)তিরিক্কে
  • d)তেনাংশ
Question 38Locked: the answer opens with a free accountBangla

নিচের কোন বাক্যটি শুদ্ধ?

  • a)এ কথা প্রমাণ হয়েছে
  • b)এটা লজ্জাস্কর ব্যাপার
  • c)উপরোক্ত বাক্যটি শুদ্ধ নয়
  • d)তাকে এখান থেকে যেতে হবে
Question 39Locked: the answer opens with a free accountBangla

এক কথায় প্রকাশ করুন: ‘এক বস্তুতে অন্য বস্তুর কল্পনা’।

  • a)অন্যধাস
  • b)অনধ্যাস
  • c)অধ্যাস
  • d)বিন্যাস
Question 40Locked: the answer opens with a free accountMathematics

Two pipes fill a tank in 20 and 30 minutes; a drain empties it in 15 minutes. If the tank is half full, and the pipes and the drain are opened together, how long will it take to fill the tank?

  • a)20 minutes
  • b)24 minutes
  • c)30 minutes
  • d)36 minutes

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Question 41Locked: the answer opens with a free accountMathematics

A viral post's share-count starts at 3. Each next value equals twice the previous minus 1. Find the 5th term.

  • a)33
  • b)31
  • c)29
  • d)28
Question 42Locked: the answer opens with a free accountMathematics

What is the minimum number of plants one should have so that they can be arranged in 12, 15 or 18 rows and also be arranged in equal number of rows and columns?

  • a)180
  • b)900
  • c)144
  • d)225
Question 43Locked: the answer opens with a free accountMathematics

A lift serves floors 1 through 16, moving one floor every 12 seconds. It waits 48 seconds at both endpoints. It can complete how many round trips from 9:00 AM to 3:20 AM?

  • a)46
  • b)48
  • c)50
  • d)52
Question 44Locked: the answer opens with a free accountMathematics

What should be the ratio of sugar in a mixture costing BDT 50 per kg and BDT 55 per kg, such that there will be 10% profit if the mixture is sold for BDT 60 per kg?

  • a)10:11
  • b)10:1
  • c)1:10
  • d)6:5
Question 45Locked: the answer opens with a free accountMathematics

In triangle ABC, the external bisectors of the angles B and C intersect at point O. If angle A is 90 degrees, then the measure of the angle BOC is ____.

  • a)90°
  • b)75°
  • c)60°
  • d)45°
Question 46Locked: the answer opens with a free accountMathematics

Find the value of (√3 + 1)(10 + √12)(√12 − 2)(5 − √3).

  • a)224
  • b)176
  • c)148
  • d)124
Question 47Locked: the answer opens with a free accountMathematics

A circle is inscribed in a right triangle with legs 9 and 12. Find its radius.

  • a)2
  • b)3
  • c)3.5
  • d)4
Question 48Locked: the answer opens with a free accountMathematics

In a GP, the 3rd term is 12 and the 6th term is 96. Find the sum of the first 8 terms.

  • a)510
  • b)765
  • c)1020
  • d)None
Question 49Locked: the answer opens with a free accountMathematics

The present age of a father and his son are in ratio 7:2. Five years ago the ratio was 6:1. Find the sum of their present ages.

  • a)45 years
  • b)40 years
  • c)35 years
  • d)30 years
Question 50Locked: the answer opens with a free accountMathematics

How many positive divisors of 7200 are perfect squares?

  • a)8
  • b)10
  • c)12
  • d)15

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Question 51Mathematics

For x > 0, what is the minimum value of x + 16/x?

  • a)4
  • b)8 (correct answer)
  • c)12
  • d)16
Answer and explanation

Correct answer: (b) 8

  1. AM–GM for positive numbers: x + 16/x ≥ 2√(x · 16/x) = 2√16 = 8.
  2. Equality when x = 16/x, i.e. x = 4: 4 + 4 = 8.
    Check by calculus: f′(x) = 1 − 16/x² = 0 gives x = 4 and f(4) = 8.
    Other options: (a) 4 — the value of x at the minimum, not the minimum value; (c) 12 — reached at x ≈ 1.53 or 10.47, above the least value; (d) 16 — reached at x ≈ 1.07 or 14.93, also above it.

Also know:

  • For x > 0 and k > 0, x + k/x ≥ 2√k, with equality at x = √k.
  • For x < 0 the expression is at most −8 (a maximum, at x = −4).
  • AM ≥ GM, with equality only when the numbers are equal.

Sources: Arithmetic Mean (AM–GM inequality) – Wolfram MathWorld; Maxima and Minima (Calculus Volume 1, 4.3) – OpenStax

Question 52Locked: the answer opens with a free accountMathematics

A cistern is normally filled in 6 hours, but a leak makes it take 8 hours. How long would the leak alone take to empty a full cistern?

  • a)24 hours
  • b)30 hours
  • c)36 hours
  • d)48 hours
Question 53Locked: the answer opens with a free accountMathematics

Nasif's watch gains 4 minutes per hour. It was correct at 2:00 pm yesterday. When it displays 6:00 am today, what is the accurate time?

  • a)4:00 am
  • b)4:30 am
  • c)5:00 am
  • d)5:30 am
Question 54Locked: the answer opens with a free accountMathematics

ab is negative and a² + b² is greater than 0, but less than 114. What is the minimum value of ab?

  • a)-45
  • b)-48
  • c)-49
  • d)-56
Question 55Locked: the answer opens with a free accountMathematics

If positive integers m and n satisfy m+n<10, how many distinct values can mn assume?

  • a)16
  • b)17
  • c)18
  • d)20
Question 56Locked: the answer opens with a free accountMathematics

Find the smallest positive integer that leaves remainder 3 when divided by 7, remainder 4 when divided by 9, and remainder 8 when divided by 11.

  • a)256
  • b)283
  • c)361
  • d)428
Question 57Locked: the answer opens with a free accountMathematics

A circular garden's diameter has endpoints at coordinates (2,3) and (8,11). Find its area in terms of π.

  • a)100π
  • b)50π
  • c)25π
  • d)10π
Question 58Locked: the answer opens with a free accountMathematics

Nasrin and Farid can finish a project in 12 and 18 days. They work together for 4 days, then Nasrin leaves. How many more days does Farid need?

  • a)6 days
  • b)8 days
  • c)12 days
  • d)13 days
Question 59Locked: the answer opens with a free accountMathematics

In a factory, yield drops 10% each stage: cutting, sewing, finishing. To ship 729 flawless shirts, how many starting materials (in shirts) are needed?

  • a)867
  • b)1000
  • c)1458
  • d)1800
Question 60Locked: the answer opens with a free accountMathematics

Fill the blank in the following letter series: QAR, RAS, SAT, TAU, ____

  • a)UAV
  • b)UAT
  • c)TAS
  • d)TAT
Question 61Locked: the answer opens with a free accountMathematics

If 8 Ω 5 = 3048 and 7 Ω 4 = 2442, then 6 Ω 3 = ?

  • a)1830
  • b)1836
  • c)1840
  • d)1848

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Question 62Locked: the answer opens with a free accountMathematics

If "WATER" is coded as "YCVGT", how is "FIRE" coded?

  • a)HKTG
  • b)GLTH
  • c)HTGL
  • d)LGJK
Question 63Locked: the answer opens with a free accountMathematics

If yesterday was a day that is two days before Thursday, what day is tomorrow?

  • a)Friday
  • b)Monday
  • c)Tuesday
  • d)Wednesday
Question 64Locked: the answer opens with a free accountMathematics

A man walks 5 km north, turns right and walks 3 km, then turns right and walks 5 km. How far and in which direction is he from his starting point?

  • a)3 km East
  • b)3 km West
  • c)8 km East
  • d)5 km South

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Question 65Mathematics

In a class, Rahim ranks 7th from the top and 26th from the bottom. How many students are in the class?

  • a)32 (correct answer)
  • b)35
  • c)37
  • d)40
Answer and explanation

Correct answer: (a) 32

  1. Rank from top + rank from bottom counts Rahim twice.
  2. Total = 7 + 26 − 1 = 32.
    Check: 6 students above him + Rahim + 25 below him = 32.
    Other options: (b) 35, (c) 37 and (d) 40 — each is more than 32, but the ranks give only 6 above + Rahim + 25 below, so no extra students exist.

Also know:

  • Total = (rank from top) + (rank from bottom) − 1.
  • Rank from bottom = Total − (rank from top) + 1.
  • When two people's ranks are given, count the people between them carefully and do not double-count.

Sources: calc: 6 above + Rahim + 25 below (working above).

Question 66Locked: the answer opens with a free accountMathematics

Three of the following four are alike in a certain way and so form a group. Which is the one that does not belong to that group ?

  • a)Onion
  • b)Ginger
  • c)Garlic
  • d)Pepper
Question 67Locked: the answer opens with a free accountMathematics

What is the next in the sequence: 6, 14, 30, 62, ____?

  • a)86
  • b)126
  • c)147
  • d)210
Question 68Locked: the answer opens with a free accountMathematics

A is the brother of B. B is the sister of C. C is the father of D. What is the relationship of A with D?

  • a)Father
  • b)Brother
  • c)Uncle
  • d)Cousin
Question 69Locked: the answer opens with a free accountMathematics

If 5 # 3 = 16 and 7 # 2 = 18, then 6 # 4 = ?

  • a)18
  • b)20
  • c)22
  • d)24
Question 70Locked: the answer opens with a free accountMathematics

Find the word that names a necessary part of a 'shoe'.

  • a)sole
  • b)leather
  • c)laces
  • d)walking
Question 71Locked: the answer opens with a free accountMathematics

People of Bush tribe are always known to speak the truth. People of the Kush tribe are always known to tell lies. ABC says to PQR, 'I am of the Bush or I am of the Kush tribe'. PQR tells XYZ, 'ABC is a Bush'. XYZ replies, 'No, he's a Kush.' How many Bush people are there in the group?

  • a)1
  • b)2
  • c)3
  • d)Cannot Say
Question 72Locked: the answer opens with a free accountMathematics

All the faces of a cube are painted with blue colour. Then it is cut into 64 small equal cubes. How many small cubes will be formed having no face coloured?

  • a)4
  • b)8
  • c)16
  • d)32
Question 73Locked: the answer opens with a free accountMathematics

In a dictionary, which of the following words comes first?

  • a)Referendum
  • b)Referable
  • c)Reference
  • d)Refection
Question 74Locked: the answer opens with a free accountMathematics

Which word does NOT belong with the others?

  • a)twine
  • b)cord
  • c)tape
  • d)yarn
Question 75Locked: the answer opens with a free accountMathematics

Nurse Kemp has worked more night shifts in a row than Nurse Rogers, who has worked five. Nurse Miller has worked fifteen night shifts in a row, more than Nurses Kemp and Rogers combined. Nurse Calvin has worked eight night shifts in a row, less than Nurse Kemp. How many night shifts in a row has Nurse Kemp worked?

  • a)Eight
  • b)Nine
  • c)Ten
  • d)Eleven

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Question 76Locked: the answer opens with a free accountMathematics

Play is to actor as concert is to –

  • a)symphony
  • b)musician
  • c)percussion
  • d)piano
Question 77Locked: the answer opens with a free accountMathematics

The total number of legs of a group of cows and chickens is 14 more than twice the total number of their heads. How many cows are there in that group?

  • a)5
  • b)6
  • c)7
  • d)9
Question 78Locked: the answer opens with a free accountMathematics

Which individual sport below doesn't fit with others?

  • a)Cycling
  • b)Marathon
  • c)Swimming
  • d)Archery
Question 79Locked: the answer opens with a free accountMathematics

What is the next number in the series: 1, ½, ¼, …?

  • a)1/3
  • b)1/6
  • c)1/8
  • d)1/16
Question 80Locked: the answer opens with a free accountGeneral Knowledge

According to the index of Economic Freedom-2026, which country tops the list?

  • a)USA
  • b)Germany
  • c)Singapore
  • d)China
Question 81Locked: the answer opens with a free accountGeneral Knowledge

As per the Monetary Policy Statement (July–December 2026), the Standing Lending Facility (SLF) rate will remain at:

  • a)10%
  • b)11.5%
  • c)7.5%
  • d)8.3%
Question 82Locked: the answer opens with a free accountGeneral Knowledge

Which currency was the last addition to the IMF's Special Drawing Rights (SDR) valuation basket?

  • a)Franc
  • b)Yen
  • c)Renminbi
  • d)Sterling
Question 83Locked: the answer opens with a free accountGeneral Knowledge

If a central bank wants to curb inflation by tightening monetary policy, which of the following actions would it most likely take?

  • a)Increase the policy (repo) rate
  • b)Lower the Cash Reserve Ratio (CRR)
  • c)Reduce the Statutory Liquidity Ratio (SLR)
  • d)Purchase government securities in the open market
Question 84Locked: the answer opens with a free accountGeneral Knowledge

Bangladesh Bank launched Risk-Based Supervision (RBS) in January 2026, replacing which previous supervisory rating system?

  • a)CRAR
  • b)BASEL III
  • c)CAMELS
  • d)ECL
Question 85Locked: the answer opens with a free accountGeneral Knowledge

What is the highest refinancing rate for the 'digital' or 'e-loan' according to latest policy of central bank?

  • a)8%
  • b)9%
  • c)10%
  • d)11%

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Question 86Locked: the answer opens with a free accountGeneral Knowledge

The CAMELS rating system used by bank supervisors evaluates all of the following EXCEPT:

  • a)Asset quality
  • b)Management
  • c)Turnover
  • d)Earnings
Question 87Locked: the answer opens with a free accountGeneral Knowledge

What is the amount of the stimulus package by the central bank to facilitate the credit flow in private sector?

  • a)BDT 450 Billion
  • b)BDT 500 Billion
  • c)BDT 550 Billion
  • d)BDT 600 Billion

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Question 88General Knowledge

A progressive tax system is one in which:

  • a)Everyone pays the same fixed tax amount
  • b)The tax rate decreases as income increases
  • c)Tax is levied only on corporate profits
  • d)The tax rate increases as income increases (correct answer)
Answer and explanation

Correct answer: (d) The tax rate increases as income increases

The US IRS defines a progressive tax as one that takes a larger percentage of income from high-income groups than from low-income groups — the rate rises with income, so those able to pay more pay more.
Other options: (a) Everyone pays the same fixed tax amount — a lump-sum (poll) tax, which takes a bigger share from the poor; (b) The tax rate decreases as income increases — a regressive tax; (c) Tax is levied only on corporate profits — a corporate income tax, a tax base, not a rate structure.

Also know:

  • A proportional (flat) tax charges the same percentage at every income level.
  • Progressive taxes rest on the ability-to-pay principle.
  • Personal income tax with rising slab rates is the classic progressive tax.

Sources: Understanding Taxes, Lesson 3: Progressive Taxes – Internal Revenue Service

Question 89Locked: the answer opens with a free accountGeneral Knowledge

Bangladesh Bank (BB) has recently directed commercial banks to keep the weighted average spread between lending and deposit rates within:

  • a)3%
  • b)3.5%
  • c)4%
  • d)4.5%

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Question 90Cyber Security

A type of malicious software that infects computer systems, encrypts files, or locks users out of their devices is called –

  • a)Ransomware (correct answer)
  • b)Trojan horse
  • c)XSS injection
  • d)Denial of Service (DoS)
Answer and explanation

Correct answer: (a) Ransomware

Ransomware is malware designed to encrypt files on a device, making the files and the systems that rely on them unusable; the attackers then demand a ransom in exchange for decryption.
Other options: (b) Trojan horse — a program that appears useful but hides a malicious function; the term describes the disguise, not encryption for ransom; (c) XSS injection — a web-application flaw in which malicious scripts are injected into trusted websites and run in visitors' browsers; (d) Denial of Service (DoS) — preventing authorized access to resources or delaying time-critical operations; it attacks availability without encrypting the victim's files.

Also know:

  • Ransomware actors often also steal data and threaten to sell or leak it if the ransom is not paid.
  • OWASP classifies Cross-Site Scripting as a type of injection attack.
  • NIST publishes a Cybersecurity Framework (CSF) Ransomware Profile to help organizations manage ransomware risk.

Sources: Ransomware 101 – CISA; Trojan horse – NIST CSRC Glossary; Cross Site Scripting (XSS) – OWASP; Denial of service – NIST CSRC Glossary

Question 91Locked: the answer opens with a free accountGeneral ICT

Which of the following is a core banking software?

  • a)QuickBooks
  • b)Unix
  • c)SAP
  • d)T24
Question 92Locked: the answer opens with a free accountNetworking

Which protocol is used to send email from a client to a mail server?

  • a)HTTP
  • b)FTP
  • c)SMTP
  • d)TCP/IP
Question 93Locked: the answer opens with a free accountComputer Architecture

Which of the following is a volatile memory that loses its contents when power is off?

  • a)Flash drive
  • b)RAM
  • c)Hard disk
  • d)ROM

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Question 94Cyber Security

What type of cyberattack specifically uses deceptive emails, websites, or text messages to trick individuals into revealing sensitive information like passwords and credit card numbers?

  • a)Man-in-the-middle
  • b)Phishing (correct answer)
  • c)Eavesdropping
  • d)SQL injection
Answer and explanation

Correct answer: (b) Phishing

Phishing tries to acquire sensitive data, such as bank account numbers, through a fraudulent solicitation in e-mail or on a web site, the attacker masquerading as a legitimate business or reputable person. CISA: the bait may also be a text, social-media message or phone call.
Other options: (a) Man-in-the-middle — the attacker is positioned between two communicating parties to intercept and/or alter the data travelling between them; (c) Eavesdropping — the attacker obtains a secret as it is being entered or sent (NIST's examples: watching keyboard entry, keystroke logging) rather than tricking the victim into handing it over; (d) SQL injection — inserting a SQL query through an application's input data to read or modify its database; it attacks the application, not the person.

Also know:

  • NIST's definition of phishing is taken from IETF RFC 4949.
  • In authentication, a man-in-the-middle sits between the claimant and the verifier.
  • A successful SQL injection can read sensitive data and insert, update or delete database data.

Sources: Phishing – NIST CSRC Glossary; Recognize and Report Phishing – CISA; Man-in-the-middle attack – NIST CSRC Glossary; SQL Injection – OWASP; SP 800-63B: Authenticator threats – NIST

Question 95General ICT

What is the name of the firmware embedded on the motherboard that initializes hardware components during the booting process before loading the operating system?

  • a)BIOS / UEFI (correct answer)
  • b)CMOS Battery
  • c)Kernel
  • d)Chipset Driver
Answer and explanation

Correct answer: (a) BIOS / UEFI

The system BIOS — or its modern replacement UEFI — is the boot firmware: the first software executed on the CPU at power-on. Per NIST SP 800-147 it:

  1. Initializes and tests low-level hardware (the Power-On Self-Test, POST): motherboard, chipset, memory and CPU.
  2. Selects a boot device and executes its boot loader.
  3. The boot loader loads the OS kernel, and control passes to the operating system.
    Other options: (b) CMOS battery — a battery on the motherboard (hardware, not firmware) that powers the CMOS chip storing settings such as date, time and boot order; (c) Kernel — the operating-system kernel, which the boot loader loads only after the firmware's work; (d) Chipset driver — a software component that lets the OS and a device communicate, so it works through the OS rather than as boot firmware.

Also know:

  • Firmware means programs and data stored in hardware such as ROM or PROM, not dynamically written during execution.
  • If the CMOS battery loses power, stored settings such as the system date and time may be lost.

Sources: SP 800-147: BIOS Protection Guidelines – NIST; UEFI – NIST CSRC Glossary; Firmware – NIST CSRC Glossary; What is CMOS – Lenovo; What is a Driver? – Microsoft Learn

Question 96Locked: the answer opens with a free accountProgramming

Which of the following is a high-level programming language?

  • a)Machine code
  • b)C++
  • c)Assembly language
  • d)C
Question 97Locked: the answer opens with a free accountNetworking

Which device is used to connect multiple computers within the same wired local network to share data?

  • a)Switch
  • b)Router
  • c)Modem
  • d)Repeater

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Question 98General ICT

The keyboard keys 'Shift', 'Ctrl', and 'Alt' are called –

  • a)Function Key
  • b)Numeric Key
  • c)Decoder Key
  • d)Modifier Key (correct answer)
Answer and explanation

Correct answer: (d) Modifier Key

Modifier keys are special keys used in combination with other keys to generate special characters or cause special actions; MDN's modifier-key list includes Shift, Control (Ctrl) and Alt. For example, Ctrl+C copies the selected text and Ctrl+V pastes it.
Other options: (a) Function Key — the general-purpose keys such as F1–F12, which MDN lists as a separate group from the modifiers; (b) Numeric Key — the digit keys and the numeric keypad group, not Shift, Ctrl or Alt; (c) Decoder Key — not a group of keys in MDN's key-value list.

Also know:

  • MDN also lists lock keys such as Caps Lock and Num Lock among the modifier keys.
  • MDN also lists AltGr (Alternate Graphics) and Fn (Function modifier) as modifier keys.

Sources: Keyboard event key values – MDN; Keyboard shortcuts in Windows – Microsoft Support

Question 99Locked: the answer opens with a free accountOperating Systems

What type of file uses the '.ini' extension?

  • a)Hypertext File
  • b)Image File
  • c)System File
  • d)Video File
Question 100Locked: the answer opens with a free accountEnglish

Mr. Joynal was absolved ____ the criminal case.

  • a)with
  • b)of
  • c)with
  • d)off

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Explanations © ARBS Academy

Questions about this paper · সাধারণ প্রশ্ন

How many questions were in the Bangladesh Bank Assistant Director exam (2026)?
100 multiple-choice questions.
Which subjects were asked most in the Bangladesh Bank Assistant Director exam (2026)?
Mathematics (40), Bangla (20) and English (20), out of 100 questions.
When was the Bangladesh Bank Assistant Director exam held?
On 17 July 2026.
Where can I find the Bangladesh Bank Assistant Director exam (2026) question solution?
On this page: 7 of the 100 questions are shown with worked answers. The rest of the answers open with a free ARBS Academy account, where the paper can also be practised as a timed test.

Question text is from the public recruitment exam; answers and explanations are written by ARBS Academy. All past papers